VicWise

No Interest Loans

Interest Free Loans Program

We have partnered with Good Shepherd (Australia New Zealand) to support our international student community through No Interest Loans (NILs), providing international students and graduates on low incomes with access to safe, fair, affordable credit with no fees, no interest ever.

What is it?

NILs can support international student community on low incomes with access to safe, fair, affordable credit with NO FEES, NO INTEREST EVER.

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Am I eligible?

  • Hold a temporary or student visa earn less than $70,000 a year
    after tax (single household)
  • Earn less than $100,000 a year after tax (couples or people with dependents)
  • Can show that you can afford to pay the loan back
  •  

How Much?

One can borrow up to AUD $2,000 for technology, education, car repair including registration, medical, dental or household items.

For What?

  • Technology (laptop, mobile, etc)
  • Education (books, tuition fees)
  • Driving lessons and car registrations
  • PTE, IELTS, NAATI
  • Medical and dental services
  • Household items
 

Partner

Good Shepherd

website

goodshep.org.au